Earn money on the Internet without investments with withdrawal of money to a Sberbank card. Best sites+reviews+videos

Greetings, friends. Many people are interested in how to make money on the Internet and where to get sites that won’t get scammed. Today I decided to make a selection of proven sites for making money on the Internet with withdrawal of money in real life.

There are a lot of services that provide various simple work on the Internet, but I made a selection only of proven services that pay regularly and have proven themselves well in my eyes. Scams and non-payments are very common in this niche, since it is easiest to make money from inexperienced beginners, so many fall for scammers. I remember in 2007 or 2008 I myself earned my first $10 from clicks in one service, but I couldn’t withdraw it, and I wasted a lot of time.

Another trick of scammers is to first ask you to pay for various nonsense or as a sign of seriousness of intentions, and then disappear with your donations. So you should immediately look for services for earning money without investments, everything with investments is a scam, with rare exceptions. I can imagine, you came to get a job as an engineer at a plant, and they tell you to put 30 thousand in the cash register first - well, that’s nonsense?

And one more point that I would like to highlight is that there are sites where you can earn money, but you cannot withdraw funds. That is, there is a certain internal currency, after receiving which you can spend it on all sorts of coupons, services, or various specific goods. It’s a stretch to call it earnings, since you can’t get real money from them. So when searching, immediately choose sites for making money where you can withdraw money to Yandex Money, Webmoney, Qiwi, PayPal or other common currencies and don’t be fooled by anything else.

Sites for making money on social networks

This type of income is based on the purchase by advertisers of various social signals - likes, reposts, subscriptions, joining a group, video views. If you have accounts on VK, FB, Twitter, Instagram, Youtube, Odnoklassniki, Google+, etc., then you can get to work.

Cashbox.ru

Convenient service for work. Automatic verification of simple tasks without the need to send reports for likes or subscriptions. In addition to tasks on social networks, there are more complex and higher-paying tasks in a variety of areas - registration on sites, installation of applications, etc.

Referral program: yes

Forumok.com

The site contains tasks in several categories. Most associated with social networks, but there are others. For example, there are many orders for posting posts on various forums or blogs with a link to the desired site.

Since tasks are not always simple, there is no automatic acceptance. But the prices for execution compare favorably with competitors. For example, for a couple of likes on Facebook you can earn a few rubles.

Referral program: yes

VKtarget.ru

Supports all the networks listed above. Tasks appear regularly. It is possible to receive notifications about new tasks. Implemented automatic verification of completion - no need to take screenshots and send confirmation to the customer. One of the most interesting services for me for earning money, I wrote more about VKtarget here.

Referral program: yes

Smmok.ru

This service for making money is distinguished by a large number of tasks and their constant replenishment, but there are two disadvantages: the prices are slightly lower than those of competitors and only the VKontakte social network is supported (at least for now).

Referral program: yes

How to register on the UNU exchange - step-by-step instructions for beginners

To start making money by completing tasks on the Internet with the UNU project, you will first need to register on the exchange website and set up an account. To do this, follow these steps:

  1. Follow the link to the website UNU.ru and on the main page click the “Registration” button.

  2. In the registration form that opens, enter your current email address, create a login (name on the site) and select the account type “I am a performer.” After that, go through the anti-bot system (by solving the recaptcha) and click “Next”.

  3. Make sure the entered data is correct, go through the anti-bot system again and click “All correct.”
  4. Within 5 minutes, a letter from the system will be sent to your email address - open it and follow the link to confirm your registration. Your login password will also be indicated here.

After logging into your personal account, first of all, click on your nickname in the upper right corner, and select the “Settings” - “Accounts” section. Link your social profiles that will be used for work.

After this, fill in your personal information in the “Profile” tab. At this point, registration on the UNU website is completely completed, and you can start earning money.

Advice: if possible, connect your fake (not real) social accounts to the exchange. This will avoid clogging your personal page.

Sites for making money on texts

The need for texts for websites is constantly growing, as new projects appear on the Internet every day. In addition, competition is growing and good copywriters earn much more than the national average salary. At the same time, copywriting and rewriting does not force you to work full time - if you have free time, you take orders, if you don’t have time, you don’t take them.

Advego.ru

One of the oldest copywriting exchanges with a huge audience of employers. There are always orders of different levels - from simple comments for the site to full-fledged articles of tens of thousands of characters. There is a rating system for performers, thanks to which, with good work, the average payment per 1000 characters will increase. You can not only take orders, but also upload finished works to the store. Payments in the system are made in dollars, payments are made in WMZ.

Referral program: yes

Etxt.ru

To make money on this exchange, you just need to register and start submitting applications for orders. The higher the rating, the higher the chances of getting good, expensive tasks. You can increase your skill level in the system by completing test tasks from the service. This site uses rubles for making money in calculations with withdrawal of money to Webmoney.

Referral program: yes

Textsale.ru

Little different from previous sites. It is also possible to sell ready-made articles and take orders for writing texts on assignment. The rating is formed on the basis of completed orders and the quality of their implementation. Positive reviews help you rise in the rankings faster, so ask customers to leave them. Payments are made to a WMR wallet.

Referral program: yes

Bestchange exchanger: withdrawal of any income on the Internet to a Sberbank card

BestChange exchangers are operations for exchanging electronic currencies. Having electronic wallets of various payment systems, you can quickly make conversions between electronic currencies with direct crediting to an electronic wallet or bank card of Sberbank, Privatbank, and any other.

The list of Bestchange exchangers is quite long. The top five electronic exchangers include SuperObmenka, Save change, WMCasher, Obmennik.ws, Obmennik.in.ua.

Using the example of the SuperObmenka exchanger, we will consider the option of converting the electronic currency WMZ, with crediting to a Sberbank bank card. We find the Superexchange exchanger on the BestChange monitoring, go and register. Then we go to the page and find ourselves in a convenient table format.

In the I Give , indicate the electronic wallet in this case WMZ in dollars, enter the amount, in the I Receive , select a Sberbank bank card, fill out all the fields and click the Exchange button. The table records the exchange rate and transaction commission.

Sites for automatic earnings

This part contains sites where the work is mostly done not by you, but by your computer. Something like this: you launch the program, it performs certain actions on the Internet, and you are charged money for this.

surfearner.com

To make money, you install an add-on to your browser that periodically displays small advertising banners. Banners do not require any reaction (closing, transitioning, viewing, etc.), they do not interfere with working on the network (visiting websites, communicating on social networks, etc.). You use the Internet as usual, you are not distracted by banners, but you get money for them, albeit small ones.

Additionally, in beta testing mode, Surfearner has a cryptocurrency mining script. You start mining in your personal account and part of the power of your computer’s processor will be used by the service for mining. You set the percentage of power yourself from 0 to 100 - determine it experimentally so that it does not slow down other programs.

Withdrawing money to Yandex, WebMoney, Qiwi, etc.

Referral program: yes

Vipip.ru

Vipip is an active advertising service through which you can promote websites, accounts on social networks (likes, subscriptions, etc.), there are free-form tasks - in this way it is similar to many other axle boxes, but there is a feature that distinguishes it favorably from competitors is a browser extension that earns money automatically by performing the simplest and most common tasks without human intervention.

For the extension to work, you need to download it to your computer, connect your accounts on social networks and periodically withdraw money, albeit small, but truly passive.

Referral program: yes

Sites for making money on surveys

Many people do not trust such income, since it is not clear who is willing to pay for all this. In fact, various companies constantly conduct market research and allocate budgets for this. Part of these budgets goes to pay for volunteers who are ready to take part.

Anketka.ru

After registration, fill out 8 information blocks about yourself, for each you will be credited with 10 rubles. The number of surveys depends on the information in the profile (if you have children or a car, there will be surveys on these topics, etc.). The minimum withdrawal of money on this site is from 1000 rubles, you can withdraw it to Webmoney or Yandex Money. On average, several questionnaires are received within a month. There is a limit on the number of participants, so if you receive an offer, go straight to the survey.

Referral program: yes

PlatnijOpros.ru

The service is similar to the previous one, but there are financial nuances. For filling out the questionnaire you will be able to earn only 10 rubles, but withdrawal is available from a smaller amount - only 300 rubles, which are transferred to WebMoney.

Referral program: yes

ExpertnoeMnenie.ru

Earning money follows the standard scheme - register, fill out your personal data, answer questions from the tasks. The number of available surveys depends on your personal profile. Customers indicate the category of people whose opinion they are interested in, so topics about cars will come more often to men, and about raising children to women.

For the initial information about yourself, the service charges money - you will receive a total of 80 rubles by simply indicating your marital status, bad habits, education, etc.

Withdrawal of funds is available when you reach 500 rubles via Webmoney or phone.

Referral program: 15 rubles per friend

Toloka.yandex.com

Official questionnaire from the search engine Yandex. A variety of tasks appear in the system: identifying sites containing porn images, assessing the relevance (compliance) of a page with a search query - these are small tasks. There are also those where you need to check the operation of an online store from Yandex Market (place an order and return the goods) - serious money is paid for such tasks. I wrote a description of how the service works when it first appeared in an article about Yandex Toloka. Since then, there have been more different tasks.

Referral program: yes

Sites for making money by entering captcha

Many services, applications and games are protected from bots using captcha (pictures depicting different symbols). Robots are not yet able to solve such images; accordingly, there is a considerable demand on the market for human captcha recognition - low-skilled work, but in demand.

Rucaptcha.com

Before you start working in RuCaptcha, there is a training course where you will be taught to recognize all possible options for pictures. The payment for captcha recognition is not very high, but there is always work to be done at any time of the day or night. The secret to increasing earnings is working at night, when the activity of performers is minimal - during this period the average price of one input is 3 times higher.

By the way, this type of income is an excellent tool for practicing touch typing. A couple of hours of work and you will know the computer keyboard like the back of your hand, and you will also earn money.

Withdrawal of earned money is possible on Webmoney, Yandex, Qiwi, Bitcoin, etc.

Referral program: yes

KolotiBablo.com (Antigate)

Western service for entering captchas, the interface has been translated into Russian. It is a salary part of the famous anti-captcha portal Antigate. Prices for input are formed according to an auction system (the contractor offers the most expensive ones first), so the average earnings are often higher than that of Rukapchi.

You can withdraw money to Yandex wallet.

Referral program: yes

How and where can you withdraw money earned on the UNU microtask exchange

We figured out how to work and earn money at UNU. Now let's look at ways to withdraw funds received from the project:

  • Minter is a convenient and simple blockchain through which you can instantly exchange and transfer tokens. There is no minimum wage or commission for withdrawal;
  • QIWI – minimum 50 UNU, commission 7.5%;
  • Bank card - minimum 50 UNU, commission 9.5% (minimum 180 rubles) for foreign banks and 9% (minimum 30 rubles) for Russian banks;
  • Yandex wallet – minimum 50 UNU, commission 9%.

The maximum period for cash payments is 3 business days. But, as a rule, funds arrive at the specified details within 24 hours. As for the exchange rate, at the time of writing article 1 UNUCOIN is equal to 1.1696 rubles (almost 1 to 1, which is very convenient).

Sites for making money on clicks and other little things

This category of resources can be classified as freelance exchanges, but I will separate them, since freelancing is generally considered to be something more serious and requiring special knowledge/skills.

ProfitCentr.com

This service provides access to several types of tasks - reading letters, surfing websites, random tasks, tests and social networks. Letters are a kind of advertisements that contain a link to the site. Surfing is directly going to a website and viewing it for a certain time. In arbitrary tasks, anything can occur - likes, registrations in services, etc. Subscriptions, reposts and likes are waiting for you in the social networks section. Please read the service rules carefully.

Withdrawal of funds from 20 kopecks to Webmoney, Qiwi, Yandex wallet.

Referral program: yes

Profittask.com

A service with a large number of different tasks, ranging from simple ones (like subscribing to a social account) to complex multi-step ones (like opening a search, entering a phrase, finding a website, going to it). Complex tasks pay more. There are always a lot of tasks - this is a plus.

Each newcomer will receive 50 rubles as a gift if they enter the promotional code during registration - 9948465ab38a7105853

Referral system: yes

SEO-Fast.ru

Similar in characteristics to the sites above, it allows you to earn money on simple tasks, browsing sites, likes and subscriptions on social networks. For owners of their own web projects, there is the opportunity to place advertisements from the service and receive money for clicks - an alternative to contextual advertising. There are many tasks to complete, more than enough to pay for the phone and internet. There is a financial incentive for activity - the more often and more you earn, the higher the payment for each work.

Money can be withdrawn to Yandex, Qiwi, Webmoney and mobile account.

Referral program: yes

How to exchange money from an electronic wallet to a Sberbank card

Many companies offer to exchange electronic money online with transfer to a bank card. If you are not very experienced in these matters, and have not previously dealt with exchangers, there is a possibility of falling into the hands of scammers who will simply take the amount without transferring anything in return.

ATTENTION. Often, scammers post exchange ads on social networks or forums, attracting with a low percentage or no interest at all. Such offers may be honest, but if you want to completely eliminate the risk of losing funds, use trusted exchangers.

You can exchange money from absolutely any electronic wallet to a Sberbank card using the BestChange . It presents numerous services that offer their services. All of them have been tested and have reviews that you can read before starting cooperation.

Several dozen companies will offer you an opportunity to exchange from any service and any currency to a Sberbank card. Please note that the conditions are different, and you need to choose the option with the most favorable ones.

Websites for making money from reviews

This category contains services that pay for publishing interesting and useful reviews about something. These can be a variety of texts, from your experience of using an iron to your impressions of walking to the top of a mountain.

Otzovik.com

The operating principle is described above. No pre-agreed topic is imposed on you - you choose everything yourself. Complete freedom of imagination and creativity. Just write the text and publish it on the site. Payment for a review will depend on how interesting it is (number of views) and useful (rating). Moreover, accrual occurs constantly as your publications are viewed. With high activity, you can create a source of passive income.

Withdrawal of funds goes to Webmoney, the first time a minimum of 200 rubles, subsequent payments from 100.

Referral program: yes

Sites for making money on comments

Writing comments is ordered for different purposes - in some places you need to dilute the SEO text in an article, in others you need to add volume, but most often commenting is bought in order to create the appearance of higher activity. Often such tasks can be found on text exchanges and other services described in this article, but there are also highly specialized sites aimed only at this type of income.

Qcomment.ru

The name Qcomment itself shows that with the help of this resource you can earn money on the Internet by commenting on the instructions of advertisers. The site specializes in commenting, but recently other areas have appeared on it, in particular working with social signals and surfing.

You can withdraw payment through Yandex and Webmoney.

Referral program: yes

Freelance service sites

This category contains sites with tasks for specialists in a certain field - web designers, programmers, copywriters, SMM and SEO optimizers, marketers, etc.

Work2Crowd.com

For optimizers, this project is a tool for crowd promotion of sites, through which they order the placement of recommendation links on forums on social networks, in question-and-answer services. Anyone can register in the system, take an order and receive money.

For each order, the system provides a ready-made list of sites where you need to put a link (donors). To earn money, you need to select any donor, find a page on it that is suitable for the topic (discussion, if it is a forum, a question, if it is a question-and-answer service, etc.) and leave a meaningful, appropriate comment with a link to the customer’s website included in it. . For each link they pay from 50 to 300 rubles.

Referral program: yes

Work-Zilla.com

At the beginning of this project, it was focused on text orders and looked more like one of the copywriting exchanges, but over time it grew into a full-fledged service, where the share of text orders is only a small percentage. There is work here for those who know how to draw banners, those who make videos, and many others. True, to participate as a performer, a deposit is required (to rid the system of low-skilled personnel who want to try).

Referral program: yes

Kwork.ru

On this exchange you can buy or sell any service at a fixed price of 500 rubles. True, the service takes 20% from the performer for its mediation, which ultimately leaves you with only 400 rubles. There are a lot of areas of work, and for what is not included in the standardized headings there is a section “Original”.

Referral program: yes

When writing the article, I did not have the goal of talking about all the projects for making money that exist on the Internet; I wanted to give readers only those sites that are trustworthy and relevant today. I hope now you know everything you need to create income on the Internet without a website or initial investment.

Where to look for earnings on the Internet without investments with withdrawal of money to a Sberbank card

Now let’s take a closer look and figure out where you can get money on the Internet and then easily withdraw it to a Sberbank of Russia bank card.

SOCIAL PUBLIC: withdrawal of money to electronic wallets and to a Sberbank card

Social Public is a great site for working without investment. Standard registration process, indicating the email address through which the account is authorized. After all these processes, access to completing tasks is open.

An excellent, fair game with the withdrawal of real money - Golden Mines. A simple earning scheme:

  1. Hire gnome miners to mine ore;
  2. You collect ore, take it to your warehouse;
  3. You process ore, for which you get gold;
  4. Exchange the received gold for real money;

Advantages : favorable conditions, quick payback, large reserve fund, stability, 24-hour technical support, system transparency!
Important! When registering, you will be given a PIN code; you must remember and write it down. This PIN code acts as a digital signature when confirming various operations, including those related to withdrawal to a card.

Then, you get to the Home page of your account, where you see its content. In the “earn” column, 4 levels of work are indicated, these are:

  • Tasks - in this direction the list of works includes - registrations on sites, clicks, subscriptions, likes. Customers provide a step-by-step task with relevant links where you should complete it. The cost depends on the complexity of the task. The more actions, the higher the income.

  • Visits are even easier here. There are 2 types of tasks: with a timer and without a timer.

What does it mean? You should follow the assignment link, a page for visiting will open. If this is a task without a timer, then scroll down the page to the very end, click anywhere and the job is done. Your visit has been noted. In the case of a timer, follow the link, different times are assigned from 40-90 seconds. Wait, the time for visiting the page has ended, you need to guess the captcha below, after which the amount will be credited to your balance.

Make a forecast on Binarium where the rate of the selected asset will go Up or Down. If your prediction is correct, you will receive up to 85% profit from your bet. Free training on a demo account.

  • Writing and surfing are more advanced tasks, all with the same links to sites. View, register, answer tests and more.

After completing each task, the amount due is credited to your balance, which is displayed in the upper left corner of your account.

Attention: super game with money withdrawal Golden Birds:

  1. Buy birds that lay eggs;
  2. Eggs are piling up in the warehouse;
  3. Collect eggs and sell them for silver;
  4. Exchange the proceeds for real money;

Withdrawing money from Social Public to electronic wallets, then to a Sberbank card

Withdrawing funds to bank cards from the Social Public website is a multi-step process. First, the procedure for withdrawing funds to your electronic wallet is as follows.

  1. In the sections of your account, select “settings”:
  2. Next, go to the page and select the “finance” section
  3. This section lists different payment systems of your choice - WMR, QIWI, YandexMoney, Payeer, Perfect money. Fix the universal number of any of the electronic wallets, insert the PIN code and save. Your data is in your account. When withdrawing money, the site will indicate it automatically.
  4. Next, go to the main home page, select the finance section and withdraw funds:

This is the version of the table that appears, in which you only indicate the withdrawal amount, the rest of the data is used automatically:

Important! Pay attention to your status; the permissible withdrawal limit depends on it. Click on the word status and you will fall into the regulated list of tariffs.

The next step is to withdraw funds from the electronic wallet to a Sberbank bank card . This method is very common in Russia and the CIS countries. Depending on the chosen payment system, funds will be transferred to the card according to the established tariffs and conditions of the electronic wallet. The main condition for a correct and quick transfer is the correct use of bank card data - full name, bank card number, bank BIC, if required, bank account number.

Work-Zilla: make money freelancing and get money on your bank card

Work-zilla, a site for remote work from home, was born in 2009. The purpose of creating the site was to unite all beginning freelancers and webmasters into one information network for mutual and productive cooperation.

This site has a wide-profile structure and allows you to try out various skills of those who wish. Performers can engage in copywriting, rewriting, marketing, design student work, provide translation services, create logos, develop websites and much more.

The Work-zilla website has been operating on the freelance exchange market for 9 years, which confirms its relevance and scale. For many beginners who want to make money online, the site offers good experience in various extraordinary areas and start-up capital.

At first, it may seem that the cost for completed tasks is significantly low. But the more difficult you choose tasks and do the work with quality and on time, the more you ensure a good rating with the customer. Customers, in turn, are potentially looking on these sites for performers for long-term cooperation.

Make a forecast on Binarium where the rate of the selected asset will go Up or Down. If your prediction is correct, you will receive up to 85% profit from your bet. Free training on a demo account.

ETXT: earnings from copywriting with withdrawal to a bank card

ETXT is one of the most popular and well-paid exchanges for working with texts. This includes copywriting, rewriting, SEO texts, translations. A job for those who are interested in writing and advertising. The exchange provides a good opportunity to earn money at home, both for beginners, schoolchildren, and experienced copywriters. It differs from other exchanges in its high demands on the performance of work, on Customers and Contractors.

ETXT is a fairly diverse site and provides the opportunity to write texts on any topic. Texts are of an informative or sales nature. You can choose the topics that are most relevant to you when selecting categories at the time of registration.

Registration on the site is quite easy, but evidence of good earnings on the Internet with withdrawal of money is your rating, literacy test, and level of skill. Depending on this general scale, the cost of your work will vary. At first it will not be easy to meet all the requirements and fulfill the technical specifications (technical specifications) with accuracy, but over time you will learn to work more productively and without moments of “rework”, which often happens with beginners.

Money Birds: make money playing games on the Internet and withdraw money to a bank card

Money Birds is a type of economic online game with money withdrawal, which, according to experienced users, allows you to win some money.

The essence of the game is that you buy birds that lay eggs, which are income, you can exchange them for the internal game currency - silver, then the silver can be exchanged for real money. 100 silver coins are equal to 1 ruble. The site attracts with its cheerful colorful interface and the fact that upon registration, 1000 silver coins are automatically credited to your balance.

In fact, according to many reviews, the site has a good reputation and over time, perhaps (here everything depends entirely on you), you will begin to receive excellent and almost passive income from eggs. By the way, the statistics on the popularity of the project, which are published on the main page of this farm with the withdrawal of money, are amazing.

An excellent, fair game with the withdrawal of real money - Golden Mines. A simple earning scheme:

  1. Hire gnome miners to mine ore;
  2. You collect ore, take it to your warehouse;
  3. You process ore, for which you get gold;
  4. Exchange the received gold for real money;

Advantages : favorable conditions, quick payback, large reserve fund, stability, 24-hour technical support, system transparency!
Also, you can give a satisfactory assessment of the system for withdrawing funds from Money Birds. The system works efficiently, without failures. withdrawal of money is instant!

Conclusion: Don't waste your time looking for more interesting and beautiful games for passive income. The game is reliable, proven, the risk is minimal, and to reach an income level of 500 rubles a day, large investments are not required, and if you invite referrals, you can do without any deposits at all!

Kolxoz: withdrawal of earnings from games to a Sber card

Kolxoz, like Money-birds, is one of the online games, by playing which the site developers offer to earn a lot of money from playing games on the Internet. Users' opinions differ - for some it is an exciting process, for others it is a scam. It’s unlikely that you’ll be able to earn a lot of money from this game, enough to buy an apartment or a car, and no one expects that, but you certainly won’t have to spend a huge amount of time.

The essence of the game is simple - register on the website, 1,000 coins are automatically credited to your account balance. With the help of these coins, animals are purchased in the Farm section. The variety of animals is large, and the productivity characteristics of each animal are also indicated. After the purchase, your farm is created and all processes for caring for it are indicated.

Make a forecast on Binarium where the rate of the selected asset will go Up or Down. If your prediction is correct, you will receive up to 85% profit from your bet. Free training on a demo account.

Further, after harvesting, the harvest is put up for auction in the Trading Shop section, rate 100 units. raw material is equal to 1 coin. Coins are distributed in half between the balance of purchases and withdrawals.

Regarding the withdrawal of funds, you can use different payment systems and bank cards directly. The most profitable way is to withdraw funds through the Payeer system, with a commission of 1% and a minimum amount of 50 kopecks. It is not profitable to use a bank card, subject to a 7% commission and a mandatory amount of 50 rubles.

Binomo: make money by trading and withdraw to a Sberbank bank card

Binarium is a financial services trading platform operating in the binary options market. The company was registered four years ago and has a legal address on the island of Cyprus. The main type of service is binary options trading.

This program promotes trading training and offers insurance for unprofitable transactions. For beginners who want to make money on binary options, insurance is taken out for five failed trading operations. Also supports its clients 24 hours 5 times a week.

Binarium offers 4 main types of accounts – free trading, standard, Gold, VIP:

  • Free trading – without making a deposit, when registering and opening an account for trading you will be given 20 free options as a gift;
  • Standard – you must make a minimum deposit of 10USD/500RUB;
  • Gold – deposit from 30,000 rubles;
  • VIP – deposit from 60,000 rub..

The Binarium trading platform (full review in this article) offers qualified financial specialists and people with an analytical mind the opportunity to earn money, and with initial capital and a little training, you can significantly increase it, or at least start consistently receiving 1000 rubles or more right now.

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