Business ideas 2020 – 40 options with minimal investment for small businesses + new ideas that do not yet exist in Russia


My background

I’m sitting reading, and then a friend writes to me on WhatsApp: do you have a Payeer wallet?

I answer: yes there is, did you see how dаvorcoin dipped?

He: I saw it, I’m no longer interested, I’m now making money at Startcom and I also found one project that pays 50 percent per day.

I write this in disbelief: 50 or 5%?

He confirms that exactly 50% was correct and this service has been working since January 24, 18, but only with a payeer wallet.

At first I didn’t believe it and thought most likely they would deceive me, and all the payments on the site were just a fake. But I decided to check whether this is really so and only after my own investigation to share it with you.

Addition dated 03/17/18 Now I receive 1.5% per day from the contribution to the Starcom project, this is of course not 50% per day, but only 55% per month, but they pay. Below I have described instructions for replenishing your deposit and withdrawing funds with a profit.

Addition dated 10/17/18 The project is closed and no longer works.

You can top up via Yandex Money, Payeer wallet, qiwi and bank card.

Carefully look at the qiwi wallet number to top up, it can be changed.

After payment, in the list of deposits section you can see the status of the deposit.

After the deposit expires, the money with profit can be withdrawn to the same wallet from which you replenished.

Passive income by investing in investment and economic games

Online games with money withdrawal - passive income on the Internet with a minimum investment of 10-100 rubles.

Making money from games is one of the most popular and easiest options for making money on the Internet.

Compared to other methods, it provides the opportunity to make a good profit with minimal investment of money and time.

If you want to know more about this type of passive income online with small investments, read the article: Games with withdrawal of money that actually pay in 2020.

List-rating: proven and reliable long-lived online games with withdrawal of real money, daily bonuses and registration bonus, instant payments to Qiwi, Yandex and WebMoney wallet.

  • Golden Mines
  • Golden Tea - you can withdraw earnings directly to a Visa or MasterCard bank card
  • Rich Birds

Payeer wallet registration

So, on February 1, 2020, I topped up my payeer wallet with 1000 rubles through Yandex money, where they charged a commission of 86 rubles for the top-up.

If you don’t have a peer wallet, then register using this link, there’s nothing complicated there, just regular registration.

A friend replenished his wallet through Euroset and with 10,000 rubles he received 9,350, where the commission was 650 rubles or 6.5%

You can top up this wallet in different ways: bank card, Yandex money, qiwi, Euroset, svyaznoy, etc.

Earning money on the Internet by investing money without cheating: all the ways

Let's look at the most popular and effective ways to invest money in earning money online without cheating in order to return it many times over.

Earning money on your own website

Any decent company, store or manufacturer has its own website. However, if for them this is a way to promote their product closer to the buyer, for popular information resources the site itself brings in money. This is the method we will consider.

How to create a website, and an interesting one at that? First, decide on a topic. This could be a blog dedicated to travel, health, electronics, club events - or anything that is close to a sufficient number of people. This condition is mandatory. If you dedicate your site to something interesting, a narrow one, then the circle of potential advertisers will also be limited.

Meet the game for good money Golden Mines:

  1. Hire gnomes who will mine ore for you;
  2. Take the accumulated ore to the warehouse;
  3. Process the ore and get gold for it;
  4. Exchange the received gold for real money;

Investments in your website

What will you have to invest in? At a minimum – domain and hosting.

  • Domain. Today you can buy a domain in the .com zone for a year for 10-15 dollars, and if you get a promotion from a domain name registrar, it’s even cheaper.
  • Hosting. To begin with, you should limit yourself to a minimum of one to one and a half gigabytes - mainly for posting photos. It will cost you about $20-$25 per year, perhaps cheaper if you pay for multiple years at once.

For large video and audio files (if you are going to embed them in your materials), you can use third-party hosting like YouTube. However, if your videos violate the rules of the service, they may be deleted. This is often encountered, for example, with medical videos or chronicles of road accidents: the videos can be shocking and generate a harvest of complaints. Then it is better to buy more space and host them immediately on your own host.

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  • Engine and site design. You can either make them yourself or order them externally. Prices can be very different, depending on whether you order a website from a well-known agency or from an unknown remote worker on a freelance exchange. The basic cost of a blog (namely, a single author should start with this format) with adequate author’s design can be estimated at $300.

However, it is possible that you would prefer to spend time rather than money to master at least the basics of web design and support. This can pay off if you intend to take the site seriously. Armed with knowledge and experience, you can solve technical problems yourself without hiring specialists and create a website or blog yourself.

  • Advertising. Perhaps for initial promotion it makes sense to invest in website advertising. It makes sense to buy both banners on networks and posts on popular blogs. The second may be more expensive, but is more likely to help gather a loyal audience.

Earning money on your own website

There are several ways to make money on the site.

  • Selling advertising space. The simplest method, tested by millions. If you attract enough visitors, you can embed banner network code into your pages. Then your visitors will see ads from third-party advertisers, taking into account their past search queries, geographic location, language and other parameters.
  • You can also place referral links to other resources on the site. For example, if you have dedicated your site to the intricacies of copywriting or logo creation, you can place your referral link to popular freelance exchanges. The same thing applies to gambling or Forex.
  • If your blog becomes popular, you will probably be ordered to advertise posts or sell links. Advertisers can pay for publications either with money or with their goods or services.

The most important thing is to update the site regularly. No one will visit a resource where no news appears for months. For popular engines like WordPress, there are mobile applications that allow you to create new publications directly from your smartphone.

Bottom line

The site is for a long time. It requires investment of money and a lot of attention. Reputation and interest are built over years. However, a successful website, even if it is just a story about your life, can attract attention and bring stable income on the Internet by investing money without cheating .

Earning money with investments on games with withdrawal of money

In principle, many games allow you to invest and earn money while sitting at home: from online poker to MMORPG, where a well-leveled character or valuable equipment can become an expensive commodity. But such toys require a long time to master. Therefore, we will focus on one class of games that you can get into, as they say, from scratch, and which are based specifically on money transactions.

Attention: super reliable Golden Birds game :

  1. Buy birds that will lay eggs;
  2. Eggs will begin to accumulate in the warehouse;
  3. Collect eggs and sell for silver;
  4. Exchange silver for real money;

The new economic game 7-Gnomes will be an excellent additional tool for earning money , and it is almost completely passive. The site user just needs to create an account, buy one of the seven available gnomes (or several at once, if he wants to increase income), after which valuable resources will be obtained automatically. The player will only have to visit the account from time to time, exchanging rough diamonds for real currency.

The site works with popular payment systems in Russia and the CIS countries, for example Payeer, so there will be no problems with withdrawing your earnings. Even minimum amounts in ruble equivalent are available for withdrawal , as evidenced by the open statistics of payments to users.

Today there are a number of games with the withdrawal of money, so-called investment simulators. They are based on a general principle and differ only in their surroundings.

  • Super Birds. Here you purchase various birds that lay eggs. These eggs can be sold for in-game silver, which can then be converted into real money.
  • Golden Mines. In the "gold mines" you hire gnomes, who have different labor productivity, and then process the ore they extract. Gold extracted from ore is also partially converted into money, and partially remains for the development of your mine.
  • Kolxoz.net. Here you act as the chairman of the collective farm. Your task is to purchase various livestock and poultry for collective farms and receive income from them. There are also mini-games where you can get additional capital for investment or just have a good time.

The mechanics of all these projects are the same. Purchased animals and birds or hired gnomes bring you meat, wool, eggs or ore - it doesn’t matter what exactly. You can sell all these resources on the market for silver or gold. Part of this silver can be withdrawn into real money, the other part remains inside the project, and you can use it to develop your farm or mines.

The ratio of these parts depends on the specific project: in some the resource is divided in half, in others the share of output is slightly less. But there are also those where you can use up to 90% for withdrawal! At the same time, you can transfer part of the silver for payments to the development fund, but not vice versa.

A well-configured account in such a game brings from 200 to 500 rubles per day in net profit, or even more. However, it requires activity. We'll talk about this in more detail below.

Investments in games with withdrawal of money

Income, as we have already said, requires certain investments. If they promise you that you won’t have to invest anything, then they are deceiving you. Let's face it: in games with birds and gnomes, for all their apparent frivolity, you will have to invest some resources.

  • Money. Typically, investment simulators will give you some amount of silver right after you sign up. But you can only buy the cheapest bird or gnome with it. This is enough to understand how the system works. But to fully earn money on games, you need to make some investments and immediately move on to a higher level of return.
  • Time. Games with birds are anything but freebies. If anyone thinks that they can buy expensive birds once, forget about the website, and then return a month later and reap a bountiful harvest, then they are mistaken. Periodically, eggs must be taken to a warehouse, and from the warehouse they must be sold on the market. Ideally, this should be done every day at the same time, otherwise they will simply burn out. For prolonged inactivity, the birds themselves can be removed, even if they are declared immortal. Such nuances are spelled out in the agreement, which you must read upon registration. Careful reading will help resolve questions.
  • Advertising. In such games, the user's social activity is encouraged. The more other players you attract to the game, the more referral bonuses you will receive. In addition, for social passivity you can receive some kind of penalty points and lose the opportunity to withdraw your profits. Consider it an integral part of the game.

Income from games

By and large, there are four sources of income in such projects, but in some of them one is missing. Let's look at them all using Super Birds as an example.

In other games everything is approximately the same:

  • Farm (or mine, or collective farm, etc.) Your birds lay eggs, which you sell and receive silver. What to do with it is described above.
  • Referral program. The more people you invite to the game, the more referral percentage you receive from them. Referrals up to the fourth or fifth level bring you additional silver, as well as bonus points. Therefore, distribute referral links wherever you see a possible audience for your game.
  • Mini-games (not present in all investment simulators). In them you can win a certain amount of silver at roulette, slot machines or the lottery. Or not win if you're unlucky.
  • Link clicks (surfing), video views and other advertising consumption. This, in general, is what you wanted to avoid, we understand. But sometimes this is the best way to get the missing amount - quite a penny, but necessary. Also missing in some projects.
Comparison of Super Birds, Golden Mines and Kolxoz
A gameMinimum investmentMinimum withdrawal amount (RUB)Percentage of silver/gold per withdrawalAdditional mini-games
Super Birds100.5Yes
Golden Mines500.3No
Kolxoz10.5Yes

Of course, these games have their own specifics, which can be understood after some time spent in the game. However, they are quite easy to master, and many people are successfully making money online right now using investment simulators.

Just guess on Binarium where the course will go Up or Down. Make the correct prediction and get up to 90% of the net profit from the bet. You can practice on a free demo account.

Making money on binary options

Created as a tool to minimize losses on risky bets, binary options have proven to be a popular means of introducing the general public to the game of gambling. Essentially, it is a prediction of whether a certain stock market event will occur (in which case you make a profit) or will not occur (in which case you lose).

As a rule, in binary options, bets are made on whether the rate of one asset relative to another will reach a certain value or not (for example, whether the dollar will rise against the ruble to a certain rate). The most popular consideration is currency pairs, but cryptocurrencies, precious metals or energy resources are also considered.

As the situation changes quickly and is monitored online, one-minute and five-minute trades have become popular. Having placed a bet on an event, you will find out whether it has occurred or not within a minute or five. This, in addition to everything, allows you to quickly learn how binary options work.

Today there are many popular projects, but two stand out: Binarium and Finmax. They provide approximately the same set of opportunities (various currency pairs, demo platform, mobile application, investments in PAMM accounts, and so on). Therefore, all of the following is true for both services.

We do not recommend contacting lesser-known services. Recently, more and more often in the news you can find reports about the closure of the offices of binary brokers that conduct trading in a fraudulent manner. Therefore, trust a name that has not tarnished itself.

Investments in options

If you want to make money on binary options, you will need to invest two resources:

  • Money. A demo account is good for learning what binary options are, however, in order to make money, you need to have some significant amount in your account and risk it. On the one hand, if you invest too much, the amount invested is your risk. On the other hand, if you invest too little, you will have an extremely modest income from this amount. So choose wisely and don't invest more than you can afford to lose, but don't push yourself too hard - otherwise the game won't be worth the candle.
  • Time. If you play in roulette mode, mainly on minute transactions, then you can start right off the bat. But to trade options profitably, you should devote more time to mastering the intricacies. Plus, be sure to read the news of politics, economics, and industry. This will help you predict long-term trends and win on long-term bets.

You may also need to upgrade your smartphone to use brokers' mobile trading apps.

Income from options trading

You can receive income both from your own successful transactions and from investments. Experienced traders often open PAMM accounts so that you can trust them with your funds. Thus, you receive a smaller share than from your own income, but the risk of losing funds is significantly reduced. An additional source of passive income will be the use of binary options affiliate programs.

Meet the game for good money Golden Mines:

  1. Hire gnomes who will mine ore for you;
  2. Take the accumulated ore to the warehouse;
  3. Process the ore and get gold for it;
  4. Exchange the received gold for real money;

If the transactions brought you profit, you can withdraw your money to a bank card or e-wallet. However, there is one limitation: you can usually withdraw funds from binary options sites only to the card or wallet from which you deposited them. This measure is designed to protect users from fraud and account hijacking. Even if hackers stole the password from your personal account, they will only be able to withdraw funds to your own card or electronic account.

Let's summarize : if playing on the stock exchange, active, even feverish monitoring of rates, and excitement in general is your thing, then binary options are worth a try. But trust only those trading platforms that have proven themselves well.

Forex: investments are required, but the game is worth the candle

The term “Forex” is usually understood as a game on fluctuations in exchange rates. The word Forex itself comes from the English words Foreign Exchange - “currency exchange”, which speaks about the essence of the market. Nowadays, when it is easy to obtain information and conduct transactions via the Internet, working (or, in stock exchange terms, playing) online on the stock exchange has become available to anyone who wants to receive $1,000 a month or more.

If you want to start mastering Forex without leaving your computer, then you should start with an already well-proven service - FinmaxFX. Compared to analogues, it has a number of advantages:

  • Interface in different languages, including Russian. This is valuable: you can start learning in your native language, and then, having mastered the terminology, switch to the version of the language you want to learn. This will make it easier, for example, to run a website in English. In the end, no one forbids combining two types of work on the network, moreover, on a hot topic like Forex.
  • Demo account. If you want to start by studying the system and only then invest money, for which, by the way, you will receive large bonuses, then you can use the demo version (as in the case of binary options).
  • Professional tools integrated into the site. For example, this is the Zulu signal service, which will make you better informed, which means it will help you make the right decisions.

Investments in Forex

If you decide to master Forex on FinmaxFX in order to make money on exchange rates , you will have to invest at least two types of resources:

  • Money. The larger the amount you manage, the more earnings you will earn on the Internet by investing money, and without cheating . If the profitability of an operation, for example, is 3%, then from a hundred dollars you will receive three dollars in profit, and from a thousand, respectively, thirty. At the same time, the minimum amount to replenish your account is only 1 dollar. You are unlikely to make big profits with this amount, but at least you will feel the psychological difference between the demo account and your hard-earned money.
  • Time. It will take a lot of hours to master the intricacies of Forex, which you could spend on your stable job with a modest but guaranteed payment (unless you study Forex directly at work)

You may also have to spend money on upgrading your smartphone or tablet in order to use the service’s mobile application and earn money from your phone, and at the same time revise your tariff towards increasing your Internet traffic quota. After all, Forex is a dynamic market and sometimes requires a very prompt response. But if you manage to react to events in time, it will pay off.

Forex income

There are several options to receive money from the Forex market. Let's consider two main ones:

  • PAMM accounts. This is somewhat comparable to deposits in a bank. You entrust your money to an experienced trader or agency who puts it through operations and makes a profit from it. The agent transfers a share of this profit (in accordance with the terms of the contract) to you. This solution has the advantage: you don’t have to waste your time or study the market - they will do it for you. But being a passenger in a money machine and not influencing the decisions made can be just as risky as sitting behind the wheel. If the player to whom you entrusted your money goes broke, you will go broke too.
  • Independent game. Having studied how to play on Forex using a demo account as an example, you will be able to carry out operations yourself - and not share the profits with anyone. On the other hand, your losses will also be yours alone.

It is safe to say that Forex is an activity for gambling and at the same time extremely concentrated people who control their nerves and are not afraid of risk. If you feel this streak in yourself, welcome!

Investment of funds at 50% per day

Attention scam! This service no longer pays!

Then follow this link to this service and insert your payeer wallet address into the field. There is no need to register here, as in most services, which on the one hand is convenient.

Next, enter the deposit amount that we want to transfer from the Payeer wallet.

We are transferred to confirm payment.

We log into the wallet and transfer the invoice to Lindex.

We check everything and confirm the payment.

And immediately after payment you can see your contribution. You can also go to the my deposits tab and watch the countdown of time after which interest will be accrued.

Earn money on your website with minimal investment

Creating your own website or blog to make money is a great idea on how to start your own online business.

True, you shouldn’t count on the fact that your investments will quickly begin to generate income.

Your website needs to be constantly developed, promoted and promoted in search engines - this will need to be done every day if you want to succeed.

You just can’t earn money this way; in fact, it’s not an easy job on the Internet with an investment of money, time and effort.

How can you make money on your website?

The most current methods of monetizing your website today:

  • Place teaser or contextual advertising on the site from Google Adsense and Yandex Direct - the most effective way that can bring real income up to 1-2 thousand or more dollars per month;
  • take part in popular affiliate programs and earn money from referrals or selling goods and services;
  • publication of custom articles;
  • selling links;

Receive 50% profit in 24 hours

I invested 1000 rubles, and a day later they paid me 1500, of which, after deducting commissions, 1485 rubles came to payeer.

I decided to throw in 1400 rubles again and get 2100 at the exit. I won’t touch my 1000 rubles, but I will reinvest the profit received and even if I lose them, I will still keep my money.

A real example of earning 5,400 rubles per day

Once upon a time you create a banner on the Internet on one of the advertising platforms that costs 0.50 kopecks per click. It is followed by a future referral, who replenishes his balance by 31,361 rubles in 2 years. From them, for 2 years and half a month you receive 1568 rubles (on average 60+ rubles per month), and one fine day, having put a referral on the exchange for 2000 rubles, after a few days you receive another 1800 rubles, since 10% of the transaction the exchange takes it.

Buyer's response

But besides this, later you also invite another referral for a task that costs you 5 rubles. The referral turns out to be a referral leader, an advertiser and an employee at the same time. In 9 months, he replenishes his balance by 17,000+ rubles, for which the service pays you 850 rubles. He begins to invite his referrals to the project, gets positive reviews and becomes a grand master himself. And you sell it on the same day as the previous referral for 4,000 rubles and get 3,600 (again 10% on the exchange).

Reduced price per referral

This is the very profit that will definitely shoot (from point 6 of the step-by-step instructions). By starting to attract referrals now, you create potential earnings in the future.

Selling two referrals for 6,000 rubles - 10% exchange commission.

Business ideas with minimal investment - TOP-22 ideas for business

Before presenting to your attention ideas for a profitable business from scratch, a few notes should be noted. In some cases, starting capital and approximate income will be indicated. In this case, material quantities are in dollars. It is impossible to calculate profits in some projects due to their dependence on a number of factors.

Creation of eco products

Today, many of us are supporters of a healthy lifestyle and, as a consequence, nutrition. That is why environmentally friendly products are in great demand, which means the first item on our list will be a business idea based on the sale of environmental products. This option is suitable for those who have their own farm.

The idea of ​​creating a production of eco-products is not new. If you strive to make a profit, it is worth highlighting several points, without a scrupulous review of which it is impossible to achieve impressive results. No business can do without competent marketing of goods.

There are two ways to sell products:

  1. sell to the end consumer independently
  2. sell to wholesalers.

The last option is easier to implement, but it is less profitable. Typically, wholesalers repurchase goods at a low cost, receiving income from sales. Therefore, look for the end consumer yourself.

For men

Now I’ll move on to ideas for a profitable business for men, which can be implemented both in a separate room and at home, I’ll start with the production sector. What can the strong half of humanity produce, for example:

  1. Crushed stone.
  2. Self-tapping screws.
  3. Chain-link mesh.
  4. Fish food.
  5. Fishing rods and all kinds of fishing equipment.
  6. Leather belts and wallet.
  7. Backpacks.
  8. Brooms for baths.
  9. Felt boots.
  10. Furniture.
  11. Plastic windows.
  12. Forged products (fences, railings...).
  13. Monuments.
  14. Veneer doors.
  15. Tiles – paving, mirror and others.
  16. Brick – facing, colored, silicate.
  17. Sandwich panels.
  18. Artificial marble.
  19. Metal structures.
  20. Foam blocks.
  21. Boards.
  22. Dry mixes.
  23. Paint, putty, glue and other paint and varnish products.
  24. Wooden or metal stairs.
  25. Irrigation systems.
  26. Sauna stoves.
  27. Fireplaces.
  28. Wooden carvings.
  29. Anti-freeze for cars.

This list can be continued for a very long time. I think you already have several interesting options in your head. I will only note that men have a huge advantage: they can organize their small business in the garage, that is, they do not need to look for a special room or vacate a room at home. Here's what else men can earn money from:

  1. Providing special services - a mechanic, an electrician, a husband for an hour and others.
  2. Car painting and tinting.
  3. for motorists. You will probably have to work around the clock, as people find themselves in difficult situations both day and night, for example, someone’s “iron horse” breaks down on the road or runs out of gas, or something else happens, they will call you, and you will rush to help, having received some kind of reward for it.
  4. Wall insulation and soundproofing services.
  5. Applying luminous paint to discs.
  6. Organization of freight transportation.
  7. Passenger transportation with search for travel companions via the Internet.
  8. Installation of car audio or alarms.

Friends, I'm exhausted. Just think about what you can do best and how you can make money on it with minimal investment, and I will smoothly move on to listing business ideas for young and not very talented women who do not want to sit on their husband’s neck.

How to earn more while risking less?

For beginners who are ready to invest money for 24 hours and earn 50%, experienced investors recommend:

  1. Pay attention to the site design. If the web resource is partially filled out or a ready-made template is used, it is possible that it was created “in a hurry.” Such projects, as a rule, do not last long.
  2. Another “talking” point is the number of payment systems for withdrawing funds. Serious funds offer 4-5 options, and sometimes more. If there are fewer of them, then the pyramid is weak; the creators did not pay due attention to its preparation.
  3. Well-known projects, which are widely and often written about on the Internet as proven, are best avoided. They have a sufficient number of participants, so such funds will soon go bankrupt.
  4. Bankruptcy of HYIPs (scams) most often occurs in the summer or New Year holidays. During these periods, it is better not to risk money.
  5. It is possible to invest profitably in highly profitable pyramids only in the first 2-3 days of their existence. Then there are only losses.
  6. It is advisable to trust your funds to systems with automated payments. Payments should be immediate - it is advisable to check this point on a small investment amount. The slightest delay is a cause for concern and a symptom of an approaching scam.

And one more “golden rule” of the investor. Never risk all your available money or invest heavily, even if there is an urgent need for it. Even an experienced financier is not immune from mistakes - what can we say about beginners?

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