New amounts of the maximum child care benefit for children under 1.5 years of age in 2020 - calculation of the amount, examples, table

The birth of a second child is a joyful event, but the arrival of a new family member is always associated with significant expenses, because you need to buy clothes, food, hygiene items and furniture for the baby. To support young parents, the state provides financial assistance by paying a number of benefits - their amount increases annually and traditionally turns out to be higher than at the birth of the first child. What payments can you expect in 2020?

What is benefit for a second child in 2020

Don’t know why the state pays benefits for a second child in 2020? Everything is extremely simple, according to the legislation established in the Russian Federation, families in which a second child is expected are provided with both one-time and monthly benefits from government bodies. In particular, they act as a full-fledged analogue of payments in the event of pregnancy, as well as subsidies for the birth of the first child, with the only exception that the provided amount of funds differs slightly in the direction of increase. Additionally, the state provides the opportunity to receive payment of special family (also called maternal) capital.

As of 2020, the amount of this capital is about 466,617 rubles for the first child and 616,617 rubles for the second.

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What is included in maternity leave?

The volume of payments and their list depends on the following parameters:

• Number of children in the family.
• Availability of benefits for parents.
• The administrative territory where the second child was born.
• Availability of employment for parents.

Payments may be one-time payments. That is, they are paid once. The following women are eligible:

• Women who are employed.
• Full-time students.
• Individual entrepreneurs who pay contributions to the Social Insurance Fund.
• Unemployed persons registered at the Employment Center.

Depending on which category the employee belongs to, the amount of the benefit is established. Payments are provided at the place of work or training, as well as in social centers. To receive benefits, a woman must contact her employer with the appropriate documents.

One-time payments are made at the birth of any child, regardless of how many other children the woman has.

The amount of the benefit for 2020 is 16,412 rubles.

Payments can also be monthly. They are issued if a woman contacts an employer before the child turns 1.5 years old. Let's look at the features of calculating monthly benefits:

• The accountant determines the average earnings for the last two years. 40% of this salary will be the amount of the benefit. This procedure is relevant only for employed women;
• 6,154 rubles will be a benefit for unemployed women, as well as employees whose insurance experience is less than 6 months. This is the minimum level. Payouts can be large.

The benefit can be received not only by the mother, but also by any person (related to the baby’s relatives) who actually cares for the child.

Allowance for a second child, features and payment regulations

The state provides both benefits for caring for a second child, and in connection with pregnancy and upcoming childbirth. For clarity, we can note a number of the following characteristic features, without which accrual cannot be made:

• The payment is set for the entire period of maternity leave, and is slightly adjusted depending on the level of difficulty of childbirth. It is believed that within 140 days this is a normal birth, 156 is a complicated birth. For a situation where two or more children are born at the same time, the complexity indicator is set at 194 days.
• If the child’s mother is not employed, the benefit is set strictly at the minimum amount (unless there are additional cases established by current legislation).
• The amount is set within 100% of the salary in force at the time of maternity leave. This norm is relevant if the child’s mother was employed, and the average salary should be calculated exclusively for the past two calendar years. The countdown is carried out within two years before the mother goes on maternity leave.
• The employer directly determines the payment of benefits for up to 1.5 years for the second child. The term for assigning payments is 10 days, subject to the preparation of the entire set of documents by the mother.
• For a young mother, there is also a deadline for applying for payment of the long-awaited benefit (in the event of pregnancy), which is no more than six months from the date of the end of the maternity leave itself.

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Bottom line

The birth of a child is accompanied by red tape with documents and government payments. Women register to receive financial assistance and submit documents at their place of work.

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Payment of one-time benefit

The established one-time benefit for a mother in connection with the birth of a second child is 18,004.12 rubles .

The payment is made at the parent’s place of work, provided that he has submitted an application for social assistance, attaching a package of documents necessary for this. The appointment and payment are made no less than ten days from the date of submission of the set of documents, but no more than six months after the child was born.

Benefits are also paid for caring for a child up to one and a half years old. In this case, the amount is about 40% of the established average income over the past period of time, two years. In fact, benefits can be received by other relatives if it is proven that they are caring for the child.

Determination of maternity payments

In order to calculate the amount received, you need to know two conditions: the billing period and the average earnings for the billing period.

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Billing period

The calculation period is the period of time for which the employee’s income is taken into account when calculating benefits. It includes 2 calendar years preceding the year the employee goes on maternity leave. However, it does not include sick days, maternity leave, child care leave and periods of absence of the employee with her salary retained, but without payment of insurance premiums for it.

An advantage may be the fact that if the employee was on maternity leave during this period, then the previous years of work can be included in the calculation period.

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Average earnings

Average earnings include all those types of payments and rewards from which contributions to extra-budgetary funds were paid. The main condition is that the amount of total earnings for 1 year should not be higher than the maximum base for calculating contributions. In 2020, this amount is 670,000 rubles, in 2020 – 718,000 rubles.

To determine the amount of payments, you need to subtract the number of days for the same period from the total amount of payments for 2 years before calculating the benefit and subtract from them the number of days excluded from the period.

Average earnings should not be higher than the limit. In order to determine it, it is necessary to divide the sum of the maximum values ​​of the base for calculating contributions for 2 years by 730 (Part 3.3 of Article 14 of Law No. 255-FZ). Therefore, to determine the maximum amount of income taken into account for calculating payment, it is necessary to divide the maximum size of the base for 2 years by 730.

It is also necessary to determine the average monthly earnings. To do this, the average amount of income per day must be multiplied by 30.4 days.

Next, we directly calculate the amount of the benefit. Since the amount of the monthly benefit transferred to the employee for each full month of vacation is 40%, we multiply the average income for 1 month by 40%.

So, as we have already clarified, there are the following stages in determining the amount of maternity leave:

• determination of the billing period;
• total average earnings for 2 years;
• definition of benefit.

To make it clear how to make calculations, let's look at an example.

In 2020, employee A. went on maternity leave. The number of days to be excluded from the total period is 18 days. In 2020, her average earnings were 680,000 rubles, and in 2020 – 500,000 rubles.

Within the maximum value for 2020, A.’s earnings are considered to be 670,000 rubles.

The total amount for 2 years will be:

670,000 + 500,000 = 1,170,000 rubles.

A.'s average daily earnings will be as follows:

1,170,000: (730 days – 18 days), that is, 1,170,000: 712 days = 1,643.26 rubles. per month.

Maximum average daily income:

(670,000 + 718,000) : 730 = 1901.37 rubles. in a day.

The average daily earnings does not exceed the maximum daily earnings, so the benefit will be paid in the amount of RUB 1,643.26.

Average monthly earnings:

RUB 1,643.26 x 30.4 days = 49,955.1 rubles.

Thus, the payment of maternity benefits per month will be:

RUB 49,955.1 x 40% = 19,982.04 rubles.

Since maternity leave is a benefit reimbursed to management from the Social Security Fund, it is not subject to either taxation or insurance contributions.

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What payments are due?

In the table we will look at what payments you can receive for the birth of a second child in 2020 and their size.
Payments for a second child in 2020

Other payments during pregnancy and childbirth

If a potential mother is registered before 12 weeks, she has the right to count on additional social assistance. This option is enshrined in Federal Law No. 81, Article 9.

In 2018, the state paid compensation in the amount of 628 rubles, and in 2019, taking into account indexation, the amount of payments was higher - 655 rubles.

Women receiving maternity and unemployment benefits can use the right to funds. Money is available from the Social Insurance Fund or the employing company. If the second option is chosen, you need to fill out and submit to the accounting department an application for receiving funds and a certificate from the hospital. Women without work may not count on such payments.

One-time payment upon birth of a child

Regardless of what kind of child is born, parents have the right to count on one-time financial assistance from the state. Its size since the beginning of February 2020 is 17.4 thousand rubles. The specified amount is paid for the first, second and subsequent children. Moreover, the size and fact of payments does not depend on whether the parents are employed or not. Compensation is transferred to everyone in the same amount. If the mother and father have official work, they have the right to count on payments from the employing company.

In the absence of employment, the issue of payments is taken over by the Social Insurance Fund, depending on the region of residence. In a situation where a child has only one parent, a certificate of no payments from another job is required. At the regional level, additional assistance and other social protection measures are also being established to support the expectant mother and father. This applies, as a rule, to the 2nd, 3rd and subsequent children.

Allowance for caring for a child up to one and a half years old

Both parents - father and mother - have the right to count on such payments in 2019. The payment amount is 40% of the average income for 24 months (before the birth of the child). According to the law, the amount of transfers cannot be lower than the minimum wage. In the absence of work, the mother and father have the right to rely on payments to the Social Insurance Fund.

The transfer amounts are as follows:

1. When the first child appears, employed parents receive 40% of the average income. If the mother and father do not work, the amount of payments is limited to 4.5 thousand rubles.
2. If a second, third or next child appears in a family, in the absence of work, the amount of payments from the start of February 2019 is 6.5 thousand rubles.

If the mother and father have official work, there are restrictions on the maximum and minimum amount. If the average monthly profit is less than the minimum wage, the minimum parameter is taken into account in the calculation. The maximum payment is limited to the insurance base for the last two years. The maximum that parents who have a job can expect is 26.1 thousand rubles. To obtain accurate information regarding payments for child care up to one and a half years old, you can use the calculator on the FSS resource.

Benefit for a child under three years of age

For the first, second or subsequent children under three years of age, the law provides an allowance of 50 rubles. The following categories of persons are entitled to such a payment each month:

• mothers fulfilling obligations under an employment agreement;
• parents on childcare leave;
• university students;
• mothers who lost their jobs due to the liquidation of an enterprise;
• IP;
• guardians or adoptive parents.

The money is transferred from the FSS budget. If desired, you can obtain funds from your employer. To do this, you need to fill out and submit to him an application with a request to pay the benefit.

If a woman is studying at a university, the application is submitted to the rector. Military personnel submit a report to management, and entrepreneurs submit a report to the Social Insurance Fund.

When registering, you will need the following papers - a copy of the employment record, a certificate from the 2nd parent stating that he did not receive benefits, the child’s birth certificate. The application must be written within six months from the date the child turns 1.5 years old.

Maternal capital for the second child

If a second child appears in the family, parents have the right to count on 453 thousand rubles. Compared to 2020, the amount of payments has not changed. You can take advantage of additional benefits, for example, a mortgage on better terms. Maternity capital funds are allowed to be used to pay for a housing loan, education or funded pension.

Benefit for the birth of the 1st and 2nd child

Since the beginning of 2020, parents receive benefits every month based on the size of the monthly minimum established in the region (for children). Payments are made to families with an income of up to 1.5 subsistence minimum wages. The average payment in 2020 is 10.8 thousand rubles.

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Anna Vladimirovna

I am the editor-in-chief of our information portal, and I carefully review all the material from our experts before publishing them here. An economist by education, specialization in accounting, analysis and audit. Experience as an accountant for 10 years. I can work with long texts and legal documentation.

Supporting a family with a low income

Young parents whose income is low find it difficult to provide for their children’s needs due to lack of funds, so the state introduces additional support measures for them:

• payments for each child under 3 years of age, if the average income for the year is less than two subsistence minimums per family member;
• allowance for a child from 3 to 7 years old - assigned if income is below the minimum for the second quarter of last year, the payment will be 50% of the region's subsistence level.

Payments for the first child under 3 years of age are assigned from the state budget, for the second - from maternal funds. capital, which should be taken into account if in the future you plan to apply for, for example, a preferential mortgage (the balance will be less than when receiving the certificate).

An example of calculating maternity benefits for the first, second, third child

Calculation of payments for the first, second child and subsequent children is carried out using the standard method. First you need to calculate your daily earnings: the entire salary for 2 years is summed up and divided by the number of working days.

The resulting value is multiplied by the days of maternity leave. Usually there are 140, but in case of complications they increase to 156 days. A similar algorithm applies to all subsequent children.

Expert opinion

Elena Zakharova

Lead Counsel. Bachelor's and Master's degrees, majoring in jurisprudence. Area of ​​scientific interests: civil law, family law,

If the mother had a salary of 470-530 thousand rubles for 2 years, it is divided by 730. The resulting amount is multiplied by 140. The woman will receive 191,780 thousand rubles for the child. Accounting calculates benefits for all newborns based on the minimum wage. If an employee goes on maternity leave for 140 days, payments for 2 years are included in the calculation. One year she earned 135 thousand rubles, the second she did not work. There was also the fact of illness - 10 days. The mother's average wage is less than the established minimum.

From 370 days, a period of 10 days is subtracted, then 135 thousand rubles are divided into 360 days. The average income is a little more than 187 rubles, but it is less than the minimum average - 398 rubles. The benefit is calculated from the so-called minimum wage. The minimum bet is 398 rubles multiplied by 140 days. The amount to be paid will exceed 55.8 thousand rubles.

It is easier to calculate the amount of maternity leave in an online calculator. Initial data:

1. Vacation period.
2. Billing period.
3. Months or days excluded from the general period.
4. Income for each month.
5. Regional coefficient.

The formula also indicates full-time or part-time employment: it is necessary to note what payment will be accrued - for 1,2 or 3 children. With the birth of 2-3 children, the family expects additional payments.

What size are maternity payments in 2020?

The amount of payments depends on salary.

If a working woman is pregnant, she is always given paid leave. There are the following options for its duration:

• when a woman gives birth to one baby, the vacation lasts 140 days - 70 before and after childbirth. If any complications occur during childbirth, the vacation after them becomes longer by 16 days;
• if a woman gives birth to more than one child, the leave is 84 days before childbirth and 110 after.

In any case, a working young mother receives her average two-year salary. And the regional USZN accrues 613 rubles and 14 kopecks per month to those who are not working.

When calculating how much a woman earned on average, her salary for the previous 24 months is taken into account minus sick leave, which also includes maternity leave and leave taken to care for a sick child.

For a woman who worked two jobs, the salaries for those 24 months add up. And those who still combine two jobs must choose one of them, in which they will pay her benefits.

If a woman’s average salary does not reach the minimum wage or if she worked for less than six months, the benefit is calculated according to the average minimum wage, which before the start of the second summer month of 2020 was equal to 7.5 thousand rubles.